Convert USD to EUR — Live Exchange Rate

How to convert USD to EUR

To convert USD to EUR, multiply the amount in US dollars by the exchange rate. To go from EUR back to USD, divide by the same rate.

At today's rate, 500 USD × 0.8909 = 445.44 EUR. In the other direction, 1 EUR is worth about 1.1225 USD.

If a bank or transfer service applies a 2% margin, the same 500 USD would get you about 436.53 EUR — 8.91 EUR less than the mid-market figure. That is why the rate you are quoted is worth checking against the one on this page.

About converting US Dollar to Euro

Converting US dollars to euros is one of the most common cross-border calculations in the world, driven by transatlantic e-commerce, travel between the US and Europe, and businesses paying European suppliers. Because both are major reserve currencies, the USD/EUR rate is highly liquid and moves on interest-rate decisions from the Federal Reserve and European Central Bank.

The figures here use the mid-market rate — the rate banks use between themselves. When you actually exchange US Dollar for Euro, your provider adds a margin and may charge a fee, so the amount you receive is usually slightly below the headline rate. Comparing the all-in cost across providers, rather than the advertised rate alone, is the simplest way to keep more of your money.

Disclaimer: rates are for general information and estimation only and may be delayed. They are not a quote and not financial advice. Confirm the exact rate with your bank or a licensed provider before making a transaction.

Method & sources

Rates come from the Frankfurter API, which republishes the euro foreign-exchange reference rates set by the European Central Bank once per working day (around 16:00 CET). Our server caches them for up to one hour, and cross rates such as USD to INR are derived from the two euro rates. No rates are published at weekends or on ECB holidays, so the latest working-day rate is shown.

These are mid-market reference rates. Banks, card networks, transfer services and airport kiosks add a spread or fee on top — commonly 1–3% for cards and more for cash — so the amount you actually receive will usually be lower than the figure shown here.

• European Central Bank — euro foreign exchange reference rates
• Frankfurter API

Disclaimer: results are estimates for educational purposes only and are not financial, tax or legal advice. Verify important figures with a qualified professional or the official source before making decisions.

Page last updated: October 1, 2026